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Email: peter@easyappsmortgage.com
Loan
Programs
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Loan Programs
Looking for a mortgage broker that stands out from the rest? Our company offers more than just average loans. We provide personalized services tailored to your unique needs. Plus, our team is dedicated to finding you the best rates in today's market. Let us help you secure your dream home!
Not Sure What Program is Right for You?
Conventional Fixed Rate Mortgages (FRM)
Looking for a mortgage with predictable payments? A conventional mortgage with a fixed rate could be the solution. Lock in your interest rate and payment amount for the life of the loan. It's perfect for those who want stability and peace of mind. Down payments on these loans can be as low as 3 to 5% down and offers the advantages of flexible loan terms. Not all conventional loans are equal when it comes to putting less than 20% down. We will shop for the best rates and lowest mortgage insurance to make sure your getting the lowest possible payment
Adjustable Rate Mortgages (ARM)
Looking for flexibility in your mortgage payments? Adjustable rate mortgages could be the answer. Enjoy lower initial rates, but keep in mind that they may increase over time. Learn more about the pros and cons and see if an ARM is right for you. This is different and not to be confused with an initial mortgage rate buy down. A rate buy down is a fee that would be paid at initial closing that is an advanced payment of what your normal rate would have cost you. Be sure to consult with our experience loan officers for a deep dive into your options.
FHA Mortgage Loans
Looking for a loan with low down payment and flexible credit requirements? An FHA loan could be your answer! While it's easier to qualify, keep in mind the closing costs can be higher and mortgage insurance is required. Let's explore if it's right for you.
Refinance Mortgage Loans
Looking to save some cash? Refinancing your mortgage could be the answer. Pros include lower monthly payments and potential savings on interest. Cons? Fees and extended loan terms. Let's chat about how we can help you decide if refinancing is right for you. The key thing is to get a good mixture of saving money while meeting your goals. We will work with you on all aspects making sure it is for the right reasons. Have us run a free analysis to make sure the COST of refinancing won't put you further into debt but will give you long term savings. Call us today and start saving! We offer MA home loans with 30 year mortgage rates, FHA loans, VA loans and more.
Construction Loans
Heard about construction loans and curious if you can get one for your dream home? We've got you covered. Learn all about construction loans and how to make your dream home a reality with our expert guidance. Let's get building! Many types of Constuction loans are out there and not all are created equal. If you are a builder and looking for a resource of ongoing lines of credit, or if you are a homebuyer that is looking for a rehab project, then we can help! For that not-so-perfect home that you want to buy and rehab to your dream home lets explore our Conventional Rehab Loan, our FHA 203k Rehab Loans, Hard Money Options, or an HELOC-Equity Rehab Loan.
VA Mortgage Loans
Looking for a way to buy your dream home? A VA loan might be the answer. This type of mortgage is available to active-duty military members, veterans, and their families. Learn more about how you can take advantage of this program today! Some key features to our VA program is that there is no down payment required, there are low-interest rates and no private mortgage insurance. Thank you for serving our country and our sincere gratitude to you and your family
Jumbo Loans
Looking for a loan that's larger than life? A jumbo loan might be the solution. Let us guide you through the ins and outs, so you can get the money you need to make your dreams a reality.
Self-Employed Borrowers
Are you self-employed and wondering if you qualify for a loan? The good news is that there are options out there for you! Let's chat about what a self-employed borrower is and how we can help you secure the funding you need. These loans can be very flexible.
Borrowers With Considerable Assets
Asset based loans are for those that have large assets. Looking to buy or refinance a home? Consider an Asset-Based Mortgage which uses your assets as collateral. It's a great option if you have a high net worth and need flexibility in your income documentation. It may be a smart move, but talk to a pro first.
Rental Cash-Flow Loans (DSCR)
When investing in rental properties the financing is one of the most important parts. Making sure you maximize your cash flow is crucial. Our DSCR loans offer the flexibility to finance your deal with using the rental income without having to use your personal income to qualify. This makes a great option for those who have multiple properties.
Real Estate Investors
Investors need the flexibility of a fast closing and less documentation. With many different programs and, in most cases, many different names, these can be referred to as Non-Owner Occupied, Investor Flex, and DSCR Loans. A DSCR Loan makes a very popular option for the seasoned investor that has multiple properties to finance.
Buyers With Blemished Credit Histories
Need a loan but worried about your credit score? No problem! We offer loans for all credit types, even with blemishes. Apply now and get the financial assistance you need without the hassle. Our FHA loans can qualify you with as low as a 500 FICO score. We can work with you on ways to increase your score.
Foreign Buyers
Looking to buy a home in the US but you're not a citizen? No worries, we've got you covered. Our foreign national loans make it easy for non-US citizens to secure financing for their dream home. Let's make your American dream a reality!
Home Equity Loans
Looking for a home equity loan or HELOC? We've got you covered. Choose from fixed or adjustable rates, and get the cash you need to improve your home, consolidate debt, or fund your next adventure. Apply now and see what you qualify for!
Contact Info
Address: 1044 Central St., Suite 202 Stoughton MA 02072
Additional Info
we arrange, but do not make loans
Mortgage Broker#182564
Licensed in Massachusetts, Rhode Island, Florida
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